From Credit to Generational Wealth

Access Capital. Build Generational Wealth.

Credit Optimization • Business Structuring • Funding Access • Infinite Banking • Tax Advisory

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Credit Sweep Program

A clearer path beyond negative credit.

Target inaccurate, incomplete, outdated, or unverifiable negative items—with potential results as early as 60 days. Individual results and timelines vary; removals are not guaranteed.

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Financial Freedom

A structured system designed to move you from credit repair to long-term generational positioning.

Credit Optimization

Rebuild and strengthen your credit profile with expert guidance.

Business Structuring

Launch and position your business for credibility and funding.

Funding Access

Connect with capital through strategic lender introductions.

Wealth Building

Infinite banking, tax advisory, and generational wealth strategies.

Structured. Strategic. Results-Driven.

FundCharm provides financial structuring services designed to move individuals and businesses from credit repair to long-term generational positioning. Led by a licensed financial strategist with experience in mortgage lending, insurance, real estate, and tax advisory.

Our Services

Comprehensive financial structuring designed for your success.

Free Credit Analysis

All personal credit services begin with a free analysis. No cost. No obligation.

Start Free Credit Analysis

Personal Credit Optimization

$1,111$777

✓Credit profile review
✓Credit rebuilding strategy
✓Bureau dispute assistance
✓Creditor communication guidance
✓Compliance review for potential FCRA violations
✓Pre-litigation documentation review (if applicable)

Personal credit monitoring required during service. Estimated cost: $29.99/month (paid separately by client).

Start Personal Credit

Business Startup & Brand Launch

$1,222

✓Secretary of State registration (state fees separate)
✓EIN registration (IRS)
✓Operating agreement template
✓Logo design
✓Starter website
✓Domain registration
✓Professional email setup
✓Google Business profile setup
✓Bank & merchant account setup guidance
✓Business credibility checklist

This package establishes the business foundation. It does not include business credit building.

Start My Business

Business Credit Structuring

$1,999$1,555

✓Business name consistency verification
✓Secretary of State status review
✓Address & compliance validation
✓Annual report verification
✓UCC filing & lien review
✓D-U-N-S setup guidance
✓Business credit bureau optimization
✓Vendor & trade strategy
✓6 Months One-on-One Coaching
✓Funding readiness strategy

Approved funding is subject to a 10% success-based fee. Business credit monitoring est. $49.99/month (paid separately).

Build Business Credit

Personal + Business Premium Structure Package

$2,777$2,222

✓Personal Credit Optimization
✓Business Credit Structuring
✓6 months coaching
✓Integrated funding readiness
✓Second-look review of up to two years of tax filings

Monitoring required for both personal and business credit (separate monthly cost).

Get Full Wealth Structure Package

Funding Solutions & Capital Access

FundCharm provides funding readiness strategy and lender introductions for individuals and businesses. Funding approval depends on third-party underwriting criteria and is not guaranteed.

Real Estate LoansSBA Loan AssistanceEquipment FinancingMerchant Cash AdvancesHome Renovation LoansAuto LoansMortgage Placement

Credit & Structure Review

We assess your current credit and business positioning.

Readiness Confirmation

Verify your fundability and address any gaps.

Lender Introduction

Connect you with the right funding sources.

Approval & Funding

Secure capital for your goals.

Success Fee Disclosure: A 10% success-based fee applies only upon successfully funded capital. No success fee is charged if funding is not secured.